We do not require a credit score or credit history specifically from your country of study or home country.

If you have a credit history from select countries or country of study, we will consider these records during your application review, including any late payments, collections, delinquencies, or tax liens.

For credit checks in the U.S. and Canada, we rely on TransUnion, a trusted credit reporting agency. We use Nova Credit to access your credit reports from your home country, providing a comprehensive view of your credit history. You can learn more about Nova Credit here.