Making on-time payments on your MPOWER loan, even without a Social Security number (SSN), can help build your U.S. credit history.

MPOWER uses alternative credit reporting methods to help you build credit without requiring an SSN. MPOWER may report your payment history to credit bureaus using alternative data.

Important: Updating your U.S. address with MPOWER and Launch is key to ensuring accurate and timely credit reporting.

Benefits of positive payment history

• Improved creditworthiness: A positive payment history can enhance your creditworthiness, which can benefit future financial endeavors in the U.S.
• Financial stability: Enjoy the peace of mind from building a good credit history.

Pro-tip: Building credit history takes time. Consistent, on-time payments are crucial for improving your creditworthiness.