If I don't have a social security number, how does my loan help to build my U.S. credit history? April 26, 2021 13:41 Updated Your loan will be reported to the credit bureaus using the information provided in your application. Related articles How can I improve my credit score with my MPOWER loan? How is my credit impacted if I miss a payment? If a payment was past due in the past but my payments are now current, can I have my credit history adjusted? I want to know more about MPOWER scholarships and awards Why was I declined?