What credit bureau does MPOWER use to check my credit history? January 24, 2024 06:18 Updated MPOWER Financing uses TransUnion to review U.S. and Canadian credit reports. To check credit reports in your country of origin, MPOWER uses a cross-border consumer reporting agency called Nova Credit. Related articles Can I apply if I have bad credit or no credit history? How do I get a copy of my credit report? Credit Requirement General Information How can I contact MPOWER?