MPOWER Financing considers both credit score and existing credit history as part of the loan application process. While we don't require a credit score or cosigner, we evaluate your credit history to verify payment records, identifying any late payments, collections or potential delinquencies. Rest assured, lack of credit history won't impact your application approval.
During our credit review, we consider public record information such as delinquencies, tax liens collections and late payments. If you suspect anything in your credit history might influence our decision, please verify your U.S. or Canadian accounts with TransUnion at +1-800-888-4213 or your international accounts with NOVA Credit at +1-844-423-1345.
It's important to note that for us to determine your eligibility, you must complete the full application and allow our team to conduct a comprehensive credit review.