MPOWER does not require a credit score or cosigner for our borrowers. We make loan decisions based on your future potential and a review of your credit history in order to verify your payment history and the possible existence of any late payments, collections etc. Your application will not be affected if you do not have a credit history.
Public record information, such as delinquencies, tax liens and collections, and late payments, are important factors considered during MPOWER's credit review. If you think there may be something in your credit history that could affect MPOWER’s decision, please check with TransUnion for U.S. or Canadian accounts by calling +1-800-888-4213, or with NOVA Credit for international accounts by calling +1-844-423-1345.
Please note that you must submit the full application and allow our team to complete a credit review in order to determine if you will be approved.