MPOWER does not require or ask for cosigners or collateral for its loans.

Let’s understand why

At MPOWER, we believe in making higher education accessible to everyone, including international and DACA students. That's why we don't require cosigners or collateral—unlike traditional lenders. We're here to support your educational journey without the extra hurdles!

Future Potential: MPOWER evaluates a student's future earning potential instead of their current financial situation or credit history. Factors like academic performance, university, and field of study are considered to predict success and repayment ability.

Broader Access: Removing the need for cosigners or collateral helps students from less developed financial systems or without wealthy connections access funding, thus broadening educational opportunities.

Confidence in Borrowers: MPOWER’s approach shows trust in the student's potential. By funding based on merit and future success, MPOWER aligns its success with that of its borrowers.