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  <lastmod>2025-08-10T15:05:34Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/4412855354515-Can-I-cancel-my-refinance-application</loc>
  <lastmod>2025-08-10T15:10:00Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/4412855360403-Should-I-continue-to-make-my-regular-payments-on-my-current-loan-while-it-is-being-refinanced</loc>
  <lastmod>2025-06-02T18:29:29Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/4412855367059-What-if-my-original-lender-indicates-that-I-still-have-a-balance-remaining-on-my-loan</loc>
  <lastmod>2025-08-10T15:07:33Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/4412860881939-Is-there-a-minimum-and-maximum-loan-balance-that-I-can-refinance</loc>
  <lastmod>2025-06-02T17:35:54Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/4412860909203-Can-I-refinance-a-student-loan-for-my-family-member-or-friend</loc>
  <lastmod>2025-06-02T17:26:08Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/4412860958227-How-do-I-start-an-application-to-refinance-for-more-than-one-loan</loc>
  <lastmod>2025-06-02T18:17:48Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/4412861134867-What-are-the-citizenship-and-residency-requirements-for-refinancing-my-current-student-loan</loc>
  <lastmod>2025-10-15T16:20:24Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/4412869215507-Can-I-refinance-my-loan-if-I-have-bad-credit-or-no-credit-history</loc>
  <lastmod>2025-07-29T06:58:02Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/4412869225363-Can-I-reapply-after-my-refinance-application-is-denied</loc>
  <lastmod>2025-06-02T18:18:40Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/4412869357715-What-if-my-original-lender-indicates-that-I-have-overpaid-my-loan-and-now-have-a-credit-balance</loc>
  <lastmod>2025-06-04T13:22:17Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/4412869371283-How-and-when-is-the-refinance-loan-disbursed</loc>
  <lastmod>2025-06-02T18:24:41Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/7157117180691-When-does-my-loan-application-expire</loc>
  <lastmod>2025-07-29T09:17:30Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/7157508048787-What-should-I-do-if-I-can-t-complete-my-Nova-credit-check</loc>
  <lastmod>2025-07-17T16:30:43Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/7157584530835-How-do-I-dispute-any-errors-or-corrections-on-my-credit-report</loc>
  <lastmod>2025-07-29T09:29:36Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/8712683765907-Where-can-I-find-my-final-loan-documents-to-sign-Where-s-my-e-sign-code</loc>
  <lastmod>2025-07-29T08:30:03Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/21166847524627-How-will-I-set-up-my-Launch-account</loc>
  <lastmod>2025-08-10T14:16:00Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/21166926605715-Do-I-need-an-SSN-to-create-a-Launch-account</loc>
  <lastmod>2025-07-29T07:07:01Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/21166961506323-I-need-help-with-errors-when-registering-on-Launch</loc>
  <lastmod>2025-12-16T09:31:33Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/21167072955027-Can-I-use-my-international-account-to-make-payments-to-Launch</loc>
  <lastmod>2025-07-29T10:11:10Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/21167093355155-Can-I-use-online-bill-pay-with-Launch</loc>
  <lastmod>2025-07-29T07:04:50Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/21167255813139-Where-will-I-find-my-account-number-or-loan-ID-for-Launch</loc>
  <lastmod>2025-07-29T07:13:25Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/33083279574419-How-do-I-submit-my-enrollment-status-on-the-Portal</loc>
  <lastmod>2025-07-21T16:43:48Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/33083692504979-How-do-I-submit-my-visa-on-my-MPOWER-Portal</loc>
  <lastmod>2025-07-21T16:55:23Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/36943237477267-What-countries-does-Nova-Credit-provide-credit-reporting-from</loc>
  <lastmod>2025-07-17T16:25:54Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/41734747775251-I-got-a-loan-offer-from-MPOWER-what-s-next</loc>
  <lastmod>2025-08-10T14:42:56Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/41734843999763-Can-I-change-the-loan-amount-after-receiving-my-MPOWER-loan-offer</loc>
  <lastmod>2025-08-10T14:50:56Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/41734940594323-What-are-the-interest-rate-APR-origination-fee-and-finance-charges</loc>
  <lastmod>2025-11-18T13:07:33Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/41735054248723-How-is-interest-calculated-on-partial-disbursements</loc>
  <lastmod>2025-11-18T13:15:04Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/41868547278355-Are-there-any-fees-for-late-or-returned-payments-on-my-refinanced-loan</loc>
  <lastmod>2025-07-29T09:04:16Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/41868655536019-Can-I-lower-or-negotiate-my-interest-rate-on-refinanced-loan</loc>
  <lastmod>2025-07-29T09:05:46Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/41868700110867-Will-interest-rate-on-my-MPOWER-refinanced-loan-change-or-increase</loc>
  <lastmod>2025-07-29T09:12:50Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/41869091949971-How-do-I-get-the-credit-report-used-for-my-refinanced-loan</loc>
  <lastmod>2025-07-29T10:03:36Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/41869141038483-What-are-the-steps-I-can-take-to-dispute-errors-or-corrections-on-my-credit-report</loc>
  <lastmod>2025-07-29T10:02:55Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/41869333975571-Where-are-my-refinanced-loan-documents-for-e-signature-and-my-e-sign-code</loc>
  <lastmod>2025-07-29T03:24:24Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/41869337995923-Where-can-I-find-my-final-refinanced-loan-documents</loc>
  <lastmod>2025-07-29T03:26:06Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/41947673261971-Will-I-be-charged-a-fee-if-a-payment-is-late-or-returned</loc>
  <lastmod>2025-07-29T07:22:15Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/41948650242963-How-can-I-cancel-my-application</loc>
  <lastmod>2025-07-21T17:04:43Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/41948744361875-How-can-I-defer-my-application</loc>
  <lastmod>2025-07-29T09:22:00Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/41949144971667-How-are-funds-for-living-and-academic-expenses-disbursed</loc>
  <lastmod>2025-06-09T07:11:10Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/41949274002067-How-do-I-qualify-for-an-interest-rate-discount-on-my-loan</loc>
  <lastmod>2025-07-21T17:18:41Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/41949519244435-How-can-I-qualify-for-an-interest-rate-discount-on-my-refinancing-loan</loc>
  <lastmod>2025-07-21T17:16:54Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/41949728684051-How-do-I-qualify-for-an-interest-rate-discount-on-my-refinancing-loan</loc>
  <lastmod>2025-07-21T17:17:16Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/42005494029587-How-long-is-my-loan-application-valid-before-it-expires</loc>
  <lastmod>2025-07-29T08:22:12Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/42005527041299-What-is-the-application-process-for-getting-an-F-1-student-visa-or-study-permit-in-the-U-S-and-Canada-respectively</loc>
  <lastmod>2025-07-21T17:26:36Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/42005552736787-Where-can-I-find-more-information-about-MPOWER-scholarships-and-awards</loc>
  <lastmod>2025-07-28T18:28:46Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/42005556811027-How-much-can-I-request-to-borrow</loc>
  <lastmod>2025-11-18T15:39:08Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/42005578753555-I-need-guidance-in-filling-out-the-loan-application</loc>
  <lastmod>2025-06-09T07:19:36Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/42005594559379-Where-can-I-request-a-copy-of-my-credit-report</loc>
  <lastmod>2025-07-29T08:55:49Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/42005610177171-How-can-I-utilize-my-MPOWER-loan-funds</loc>
  <lastmod>2025-06-09T07:26:58Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/42005621088019-What-steps-should-I-take-to-dispute-errors-or-corrections-on-my-credit-report</loc>
  <lastmod>2025-06-09T07:25:40Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/42005625963795-How-do-I-update-my-new-Social-Security-Number-with-MPOWER</loc>
  <lastmod>2025-07-16T16:35:27Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/42005695290643-What-are-the-steps-to-quality-for-an-interest-rate-discount-on-my-loan</loc>
  <lastmod>2025-07-21T17:18:49Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/42014720165395-Can-I-pay-more-than-the-required-monthly-minimum-on-my-loan</loc>
  <lastmod>2025-07-29T07:49:14Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/42014852652819-Can-I-use-my-international-account-to-make-payments-to-Launch-for-my-refinancing-loan</loc>
  <lastmod>2025-07-29T10:14:33Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/42015205448595-How-can-I-access-IRS-Form-1098-E</loc>
  <lastmod>2025-07-29T08:17:05Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/42015483252499-How-can-I-log-in-to-my-MPOWER-Portal</loc>
  <lastmod>2025-07-29T09:14:46Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/42015743391891-What-are-the-steps-to-make-a-payment</loc>
  <lastmod>2025-07-29T07:47:32Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/42015816544147-What-steps-do-I-need-to-follow-to-set-up-automatic-payments</loc>
  <lastmod>2025-07-29T10:16:37Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/42015867316755-How-can-I-easily-check-my-monthly-due-amount-and-view-my-payment-history</loc>
  <lastmod>2025-07-29T10:18:47Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/42015933893907-How-can-I-set-up-my-Launch-account</loc>
  <lastmod>2025-07-29T10:17:28Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/42015968318867-I-m-encountering-issues-while-signing-up-for-Launch</loc>
  <lastmod>2025-08-10T15:13:31Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/42016090832403-What-steps-can-I-take-to-pay-off-my-loan</loc>
  <lastmod>2025-07-29T08:16:09Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/42016136528275-Where-can-I-find-my-account-number-or-loan-ID-for-Launch</loc>
  <lastmod>2025-08-10T15:11:41Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/42393933145875-Does-MPOWER-help-with-immigration-guidance-for-international-students</loc>
  <lastmod>2025-07-29T08:19:35Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/42394144090515-Does-MPOWER-provide-any-assistance-for-job-search</loc>
  <lastmod>2025-07-28T18:21:16Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/42394243630611-Does-MPOWER-help-with-immigration-guidance-for-international-students</loc>
  <lastmod>2025-07-28T18:07:18Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/42394444242835-What-additional-resources-and-benefits-can-international-students-access-through-MPOWER</loc>
  <lastmod>2025-07-28T18:26:15Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/42394522617619-What-additional-resources-and-benefits-can-international-students-access-through-MPOWER</loc>
  <lastmod>2025-07-28T18:26:23Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/43079331356307-How-do-I-complete-my-Nova-credit-check</loc>
  <lastmod>2025-07-17T16:33:00Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/articles/43079511988243-My-application-is-stuck-due-to-an-unsuccessful-Nova-credit-check-How-do-I-move-my-application-forward</loc>
  <lastmod>2025-07-17T16:38:10Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/sections/360008151553-Technical-Issues</loc>
  <lastmod>2025-07-29T10:00:19Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/sections/41792586532499-Discover-key-benefits-with-MPOWER</loc>
  <lastmod>2025-11-18T15:38:10Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/sections/41792606303123-Next-steps-after-your-application-is-denied</loc>
  <lastmod>2025-08-10T14:44:28Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/sections/41792636652947-Know-your-loan-terms-and-interest-rate</loc>
  <lastmod>2025-11-18T15:36:11Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/sections/41792637524115-Make-changes-to-your-application</loc>
  <lastmod>2025-08-10T14:50:56Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/sections/41792640910227-Get-your-documents-ready</loc>
  <lastmod>2025-08-26T19:36:27Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/sections/41792647276819-Learn-about-loan-certification</loc>
  <lastmod>2025-07-21T16:48:37Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/sections/41792651304595-Find-out-if-you-re-eligible</loc>
  <lastmod>2025-11-18T15:39:45Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/sections/41792651782803-Understand-credit-expectations</loc>
  <lastmod>2025-08-10T13:29:42Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/sections/41792652387603-Stay-informed-about-loan-coverage-and-timelines</loc>
  <lastmod>2025-11-18T15:40:27Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/sections/41792653128595-Set-up-your-MPOWER-account</loc>
  <lastmod>2025-08-10T13:46:49Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/sections/41792656027923-Review-and-Finalize-your-loan-offer</loc>
  <lastmod>2025-08-26T19:40:11Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/sections/41792657633043-Claim-Your-Visa-Support</loc>
  <lastmod>2025-08-10T14:38:08Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/sections/41792659456531-Application-Loan-Cancellation</loc>
  <lastmod>2025-07-21T17:02:39Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/sections/41792662928659-Set-up-your-payments</loc>
  <lastmod>2025-12-16T09:31:33Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/sections/41792674832275-Deferral-of-Loan-Application</loc>
  <lastmod>2025-08-10T14:35:04Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/sections/41792677090707-Prepare-for-loan-disbursement</loc>
  <lastmod>2025-07-29T10:13:57Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/sections/41792684360851-Qualify-for-rate-discount</loc>
  <lastmod>2025-08-10T14:08:29Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/sections/41792697058835-Update-your-account-track-payments</loc>
  <lastmod>2025-08-26T19:45:36Z</lastmod>
</url>
<url>
  <loc>https://support.mpowerfinancing.com/hc/en-us/sections/41792713746323-Understand-your-payment-options</loc>
  <lastmod>2025-07-29T07:22:15Z</lastmod>
</url>
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