MPOWER uses a cross-border consumer reporting agency called Nova Credit to review credit histories outside of the U.S. and Canada. If a Nova Credit check is required for your application, we will notify you after your application is submitted. To request your credit check:
- Log in to your MPOWER Dashboard
- Follow the prompts to access the Nova Credit site
- Provide the required details
If you are a citizen of Nigeria, a Bank Verification Number, or BVN, is required. A BVN is a number issued by the Central Bank of Nigeria to anyone with a Nigerian bank account. If you have not yet enrolled for your BVN, you can find more information about how to register here. If you have registered but can not find your BVN, you can dial *565*0# from the Nigerian phone number included when you registered for your BVN.
If you do not have any credit in your home country, your application will not be negatively impacted, but we may require you to request a Nova Credit check.