Do I have to be a graduate of a university in the US? December 16, 2021 02:38 No, there is no limitation for the country that you have graduated from to be eligible to refinance your loan with MPOWER. Related articles Do I have to be a graduate of an MPOWER-listed school to refinance my loan? What credit bureau does MPOWER use to pull my credit history? Do I have to be a graduate of a specific program to refinance my loan? Can I refinance my loan if I have bad credit or no credit history? What can MPOWER Loans be used for?