Do I have to be a graduate of a university in the US? December 16, 2021 02:38 No, there is no limitation for the country that you have graduated from to be eligible to refinance your loan with MPOWER. Related articles What credit bureau does MPOWER use to pull my credit history? Do I have to be a graduate of an MPOWER-listed school to refinance my loan? What can MPOWER Loans be used for? Loan Product General Information Can I refinance my loan if I have bad credit or no credit history?