As a U.S. citizen or Permanent Resident, am I eligible to refinance my loan? December 16, 2021 02:33 Yes! U.S citizens and Permanent Residents are eligible to apply to refinance their student loans Related articles Can I refinance my existing MPOWER loan? Do I have to reside in the U.S. to be eligible to refinance my loan? As a DACA student, am I eligible to refinance my loan? How does refinancing my student loan impact my U.S. credit score? Do you offer a deferment period for extended training beyond academic requirements, such as medical residency and dentistry?