Your interest rate is fixed at 11.99% (12.95% APR).

You can also qualify for an interest rate discount to reduce your monthly payments by enrolling in Autopay! Autopay will automatically debit your loan payment each month. When you enroll, we’ll give you a 0.25% deduction on your interest rate for as long as you remain enrolled.

Your discount may be removed if you make an invalid payment, or request forbearance or enter into a modified payment plan. There are no other ways to lower your interest rate, nor do we negotiate interest rates.