If you have a U.S. credit history, you are entitled to one free copy of your credit report every 12 months from each of the three nationwide credit reporting companies (Experian, TransUnion, and Equifax).

You can obtain a copy of your credit report by visiting www.annualcreditreport.com, the only authorized website for free credit reports, or by calling 877-322-8228.

If you have a Canadian credit history, you can obtain a free copy of your credit report every 12 months from both of the nationwide credit reporting companies (Equifax and Transunion).