What can I do if I won't be able to afford the full monthly payment amount? September 12, 2022 12:22 Updated If you are ever in a situation where you can't afford your payment, please contact us to discuss your options. Our team is happy to assist in finding a solution. Related articles If a payment was past due in the past but my payments are now current, can I have my credit history adjusted? What steps do I need to take to pay off my loan? How does a forbearance period affect my ACH payments? How can I improve my credit score with my MPOWER loan? If I don't have a social security number, how does my loan help to build my U.S. credit history?