Your application is reviewed in two stages. The first review, or the Initial Review, can take 10 business days. In some cases, we are able to provide a conditional offer after this initial review. A conditional offer means you may be approved if we are able to verify the information in your application. If you do not receive a conditional offer, you may still be approved, but we will need to receive and review your documentation first.

Once all of your documentation is received, our credit team will complete a final review to determine if we are able to approve your loan application. This can take 10 business days. In some cases, we may request additional documentation to better understand your unique situation.

Your application will be reviewed for the amount you requested, as well as any additional amounts we may be able to approve. If eligible, your first application will only be approved for up to the amount you requested, but we will inform you of any additional funds we may be able to approve.