Payment history is one of the most influential factors in calculating your credit score. If your payment is 30 days or more past its due date, your servicer may report your late payment to one or more of the three credit bureaus.
Payment history is one of the most influential factors in calculating your credit score. If your payment is 30 days or more past its due date, your servicer may report your late payment to one or more of the three credit bureaus.