How is my credit impacted if I miss a payment? April 12, 2020 21:20 Your credit may be negatively impacted if one or more payments are not received in full on or before the due date. Related articles How can I update MPOWER with my new Social Security Number? Do you offer a deferment period for extended training beyond academic requirements, such as medical residency and dentistry? If I don't have a social security number, how does my loan help to build my U.S. credit history? How much will my monthly payment be? How long does it take to get a loan with MPOWER?