There are three ways you can qualify for an interest rate discount of 0.5% each, totaling a 1.5% discount.

1. Enroll in Autopay: Autopay will automatically debit your loan payment each month. When you enroll, we’ll give you a 0.50% deduction on your interest rate for as long as you remain enrolled.
2. Make Consistent Payments: Once you make 6 consecutive, full payments via autopay, we’ll reduce your interest rate by an additional 0.50%.
3. Full-time Employment: After you graduate and start a full-time, salaried job, you are eligible for another 0.50% deduction on your interest rate.

Your discount may be removed if you make an invalid payment, or request forbearance or enter into a modified payment plan.