What credit bureau does MPOWER use to check my credit history? April 12, 2020 22:07 Updated MPOWER uses TransUnion to review U.S. and Canadian credit history. For international students, MPOWER uses a cross-border consumer reporting agency called Nova Credit to check your credit history at your country of origin. Related articles Can I apply if I have bad credit or no credit history? How do I get a copy of my credit report? Credit Requirement General Information How can I contact MPOWER?